Mutual Funds

Equity, debt and systematic plans

Mutual funds pool your money with other investors to build a diversified portfolio of stocks, bonds and securities — managed by professionals who track the markets every day. Whether you are starting your first SIP or building a multi-asset portfolio, we help you choose funds aligned to your goals, risk comfort and time horizon.

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AMFI Registered Mutual Fund Distributor · ARN 128020

Verified · ARN 128020

Average SIP

₹5,000

Active

₹60 Cr+

Assets managed

Across 12 AMCs

700+

Active investors

SIPs & lump sums

12+

AMC partnerships

All major fund houses

15+

Years of guidance

Since 2009

Fund categories

Four fund types, one growth goal.

Equity Funds

Seek higher returns by investing primarily in company stocks across market capitalisations — large-cap, mid-cap and small-cap.

Avg. return 12-15% p.a.

Growth-focused portfolios
Professional stock selection
Diversified across sectors

Debt Funds

Invest in fixed-income instruments like bonds, treasury bills and money-market securities for stable returns with lower volatility.

Avg. return 6-9% p.a.

Regular interest payouts
Lower risk than equity
Ideal for short-to-medium term

Hybrid Funds

Balance risk and reward by investing in a mix of equity and debt — automatically rebalanced by the fund manager.

Balanced 60:40 ratio

Built-in diversification
Moderate risk profile
Single-fund solution

Index Funds

Replicate a market index like the Nifty 50 or Sensex, offering broad market exposure at the lowest cost in the category.

Expense ratio as low as 0.2%

Passive, low-cost investing
No manager bias
Market-linked returns

How it works

Four steps to your first investment.

Assess Your Goals

We discuss your financial objectives, risk appetite and time horizon to find your ideal fund mix.

Select Your Funds

Based on your profile, we recommend a diversified portfolio of funds matched to your needs.

Start Your SIP

Set up a systematic investment plan with as little as ₹500 per month and watch your wealth grow.

Track & Review

We monitor your portfolio quarterly and rebalance as your goals or market conditions evolve.

Key features

Built for simplicity, designed for results.

Professional Management

Skilled fund managers with research-backed expertise make every investment decision on your behalf.

Expert managed

Diversification

Spread risk across dozens of stocks and sectors within a single fund — reducing the impact of any one fall.

Risk spread

Liquidity

Buy or sell fund units on any business day at the prevailing net asset value — your money stays accessible.

Easy exit

Transparency

Regular portfolio disclosures, performance updates and monthly statements keep you fully informed.

Full disclosure

Systematic Investment Plans

Invest small amounts monthly to build wealth steadily through market cycles — powered by rupee-cost averaging.

Start small

Why arthsaathi

Trust, transparency and growth.

AMFI-Registered Advice

Every recommendation is backed by our registration as an AMFI Mutual Fund Distributor (ARN 128020) — your interests come first.

No Hidden Commissions

All fees, loads and commissions are disclosed before you invest. What you see is what you pay — nothing more.

Quarterly Portfolio Reviews

We review your fund performance every quarter and rebalance your portfolio to keep it aligned with your goals.

Frequently asked questions

Common questions, clear answers.

What is the minimum amount needed to start investing in mutual funds?

You can start a SIP with as little as ₹500 per month through arthsaathi. There is no upper limit — you may invest any amount you are comfortable with, subject to fund minimums.

How are mutual funds different from fixed deposits?

Mutual funds invest in market-linked assets like stocks and bonds, offering potential for higher returns than FDs but with some market risk. FDs provide guaranteed returns. The right choice depends on your goals, time horizon and risk appetite.

Can I switch between funds if my goals change?

Yes. You can switch between funds within the same fund house or across different AMCs. We guide you on exit loads, tax implications and timing to make switches cost-efficient.

How are mutual fund returns taxed?

Equity fund gains above ₹1 lakh in a financial year are taxed at 10% for long-term (over 1 year) and 15% for short-term. Debt fund gains are taxed as per your income tax slab. We factor tax efficiency into every recommendation.

What is an exit load and when does it apply?

An exit load is a fee charged when you redeem your investment before a certain period (typically 1 year for equity funds). It is usually 1% of the redeemed amount. We time your exits to minimise or avoid exit loads.

Get started

Take a step toward a financially secure future.

Call us at +91 95637 20942 or reach out below — every enquiry is answered within one business day.

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