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Loans

Fast, transparent loans,
built around your goals.

Personal, home, business, education and more — matched to your needs at competitive rates from India's top lenders. For individuals and businesses across India.

Chat on WhatsApp

AMFI Registered Mutual Fund Distributor · ARN 128020

24-Hour Approval

Pre-sanction within a working day

Minimal Documents

100% digital verification

10+ Bank Partners

Compared in one place

Rates from 8.65%

Reducing balance, transparent

Trust & Security Standard

AMFI Registered · ARN 128020

Verified

Families Served

700+

PAN India

Disbursed Value

₹60 Cr+

Direct bank settlements

Starting Rate

8.65%p.a.

Reducing balance

Partner Network

10+

Banks & NBFCs

100% Secure · No upfront fee

Your documents and data are encrypted. We never ask for advance processing payments.

Trusted banking ecosystem

Trusted Banking & NBFC partners.

Direct integrations with India's largest financial institutions to bring you competitive, pre-qualified quotes.

HDFC

HDFC Bank

Preferred Premium Pricing

ICICI

ICICI Bank

Fast-Track Digital Disbursal

AXIS

Axis Bank

Minimal Documents Required

SBI

State Bank of India

Lowest Overall Interest Rate

KOTAK

Kotak Mahindra Bank

Instant Pre-Approved Offers

BAJAJ

Bajaj Finserv

Hassle-Free Consumer Durable Loans

TATA

Tata Capital

Corporate Premium Matching

IDFC

IDFC First Bank

Easy Reducing Rest Installments

PNB

PNB Housing

Long-Term House Borrowings

BIRLA

Aditya Birla Capital

Enterprise Capital Funding

HDFC

HDFC Bank

Preferred Premium Pricing

ICICI

ICICI Bank

Fast-Track Digital Disbursal

AXIS

Axis Bank

Minimal Documents Required

SBI

State Bank of India

Lowest Overall Interest Rate

KOTAK

Kotak Mahindra Bank

Instant Pre-Approved Offers

BAJAJ

Bajaj Finserv

Hassle-Free Consumer Durable Loans

TATA

Tata Capital

Corporate Premium Matching

IDFC

IDFC First Bank

Easy Reducing Rest Installments

PNB

PNB Housing

Long-Term House Borrowings

BIRLA

Aditya Birla Capital

Enterprise Capital Funding

KOTAK

Kotak Mahindra Bank

Instant Pre-Approved Offers

BAJAJ

Bajaj Finserv

Hassle-Free Consumer Durable Loans

TATA

Tata Capital

Corporate Premium Matching

IDFC

IDFC First Bank

Easy Reducing Rest Installments

PNB

PNB Housing

Long-Term House Borrowings

BIRLA

Aditya Birla Capital

Enterprise Capital Funding

HDFC

HDFC Bank

Preferred Premium Pricing

ICICI

ICICI Bank

Fast-Track Digital Disbursal

AXIS

Axis Bank

Minimal Documents Required

SBI

State Bank of India

Lowest Overall Interest Rate

KOTAK

Kotak Mahindra Bank

Instant Pre-Approved Offers

BAJAJ

Bajaj Finserv

Hassle-Free Consumer Durable Loans

TATA

Tata Capital

Corporate Premium Matching

IDFC

IDFC First Bank

Easy Reducing Rest Installments

PNB

PNB Housing

Long-Term House Borrowings

BIRLA

Aditya Birla Capital

Enterprise Capital Funding

HDFC

HDFC Bank

Preferred Premium Pricing

ICICI

ICICI Bank

Fast-Track Digital Disbursal

AXIS

Axis Bank

Minimal Documents Required

SBI

State Bank of India

Lowest Overall Interest Rate

* Approved loan interest offers are subject to the lender's compliance risk matrix, co-applicant parameters, and credit history checks.

Loan products

Eight loan options. One trusted partner.

01

Personal Loan

Quick cash for weddings, travel, medical emergencies or shopping with no collateral required.

Starting rate 10.49% p.a.

Max amount ₹25 Lakhs

Indian citizen, Salaried, Income > ₹25,000/mo, Age 21–60.

02

Home Loan

Finance your dream home, flat purchase, plot buy or renovation with flexible tenures.

Starting rate 8.65% p.a.

Max amount ₹10 Crores

Salaried or Self-Employed, Active Income, Age 21–65.

03

Business Loan

Fuel your enterprise expansion, inventory buys, plant machinery or working capital.

Starting rate 11.25% p.a.

Max amount ₹75 Lakhs

Business vintage > 2 years, Active GST registration with positive balance sheet.

04

Loan Against Property

Unlock the hidden value of your residential, commercial, or industrial properties.

Starting rate 9.25% p.a.

Max amount ₹15 Crores

Indian citizen with marketable property clear titles, Age 21–65.

05

Car Loan

Financing for new and pre-owned sedans and SUVs with low documentation.

Starting rate 8.95% p.a.

Max amount ₹50 Lakhs

Salaried/Self-Employed, Stable income, Age 21–60.

06

Bike Loan

Drive your preferred sports model or electric bike with instant loans.

Starting rate 10.25% p.a.

Max amount ₹5 Lakhs

Salaried/Self-Employed, Min Salary ₹15,000/mo.

07

Education Loan

Secure admission in premier Indian or international institutions with ease.

Starting rate 9.45% p.a.

Max amount ₹1.5 Crores

Indian student with secured admission, stable parent co-applicant.

08

Gold Loan

Instant cash against physical gold ornaments or pure bars at maximum evaluation rates.

Starting rate 9.00% p.a.

Max amount ₹50 Lakhs

Indian resident 18+ with authentic gold (18k to 24k).

EMI calculator

Know your numbers, before you commit.

Adjust

Adjust the numbers

₹10,00,000
₹50,000 ₹3 Crore
8.65% p.a.
1% 25%
20 Years (240 months)
1 Year 30 Years

Result

Your EMI

Monthly Loan EMI

₹8,773

Loan Amount (47%) Interest (53%)
Amount You Borrow ₹10,00,000
Interest You Pay ₹11,05,617
Total You Repay ₹21,05,617

Why arthsaathi

Trust, transparency and growth.

Velocity

Fast Disbursal

Get digital eligibility sanctions in minutes and cash settlement within 24–48 hours.

Pre-Qualified

95%+ Approval Score

Our platform matches your profile against 10+ bank models to maximise sanction approvals.

Paperless

Low Documentation

Skip physical queues. Complete verification with digital Aadhaar and salary slips.

Direct Care

Doorstep Verification

No need to visit branches. Our representatives verify documents at your home or office.

10+ Partners

Top-Tier Bank Pricing

Compare reducing-interest offers from SBI, HDFC, Axis and Kotak under one dashboard.

RBI Certified

Expert Advice

Dedicated managers assist with loan restructuring and credit counselling when needed.

How it works

Simple steps, clear process.

01

Select Product

Pick your loan category and use the EMI tool to calculate affordable monthly payments.

02

Upload KYC & Documents

Submit self-attested copies of Aadhaar, PAN and income proofs through our digital wizard.

03

Verification Call

Our underwriters review your documents alongside bank partners and schedule a quick call.

04

Instant Settlement

E-sign the sanction letter and have funds credited to your account within 24–48 hours.

Get started

Apply in minutes, get approved today.

Application Progress Step 1 of 3

Personal Information

We do not place marketing calls after 8 pm. Your details remain private.

Client stories

Loved & trusted by 700+ Indian families.

Real stories from people we have helped across India — from first-time borrowers to seasoned business owners.

"I needed a business expansion loan of ₹35 lakhs for my company. Traditional channels kept me waiting for months. arthsaathi matched me with the right lender. Money in my account in 36 hours."

Alok Mehta

Business Owner · New Delhi

Business Loan Client since 2023

Frequently asked questions

Have questions? we have answers.

Eligible amounts depend on your monthly income, existing EMIs and credit score. Generally, banks approve where total monthly outgoings do not exceed 50–60% of your take-home pay.

Get started

Take a step toward a financially secure future.

Call us at +91 95637 20942 or reach out below — every enquiry is answered within one business day.

Chat on WhatsApp

We do not place marketing calls after 8 pm.

Chat on WhatsApp
Samriddhi Financial Services

Your trust · Our growth

Your trusted partner in wealth, insurance and tax planning. Rooted in Medinipur, serving individuals and businesses across India for over 15 years.

AMFI Registered Mutual Fund Distributor

ARN: 128020 · Validity: 02-Jul-2024 to 01-Jul-2027

15+ years of trust

Disclaimer: Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Investors should consult their financial advisor before making any investment decision.

Insurance is the subject matter of solicitation. The information contained on this website is for general information purposes only and does not constitute investment, legal, or tax advice. Samriddhi Financial Services acts as a distributor of financial products and is not a Registered Investment Adviser (RIA). All transactions are processed through respective AMCs / insurers / lenders under their applicable terms and conditions.

© 2026 Samriddhi Financial Services. All rights reserved.

BE 110, Station Road, Medinipur, West Bengal · India.